 Commercial Credit Solutions
Real Estate - Existing and Construction
Signature Bank offers a full array of Real Estate Loans for both owner-occupied and income-producing properties, including:
- Office buildings
- Office/warehouse
- Retail centers
- Multi-family
Commercial Loans for Business
If you own a business with singular, recurring or seasonal loan needs, Signature Bank offers both term loans and lines of credit tailored to meet your financing needs.
Residential Construction Loans
If you are considering building a home, Signature Bank invites you to discuss your residential Construction Loan needs with us today. Funds are disbursed throughout the construction process, and then can be rolled over into your long-term mortgage loan.
SBA 7(a) and 504 Programs for Selected Commercial Loans - (PLP)
In partnership with the Small Business Administration, Signature Bank offers SBA participation loans which often feature favorable terms and interest rates.
Acquisition and Development Loans
Interested in purchasing a lot or developing residential or commercial property? Signature Bank has a solution to be tailored to meet your specific financial need!
Business Custom Capital® Line of Credit & Business Platinum Visa® Card
Signature Bank makes available the Business Custom Capital® Line of Credit and Business Custom Capital® Business Platinum Visa® Card–two complementary credit solutions that will give your business the competitive edge.
Business Custom Capital Line of Credit
With a credit solution of up to $100,000, you are in charge of your finances. You can access the amount you need, repay it over time at favorable rates and then re-borrow your credit as often as you like. The Business Custom Capital line of credit is fast, flexible, affordable and accessible – the essential tool of the small business owner.
Benefits behind the Line:
- Fast – unlimited cash advances (up to your available credit limit), simple and quick application process with minimal documentation
- Flexible – up to $100,000 in unsecured credit; no collateral is required; and, credit becomes available as principal payments made
- Affordable – rates as low as prime +1.75%, interest only payments and penalty-free balance payoff
- Accessible – MasterCard®, ATM and telephone cash advance access 24/7, and free SUPERCHECKS™
Line of Credit Qualifications:
- An established business for at least 2 years
- Minimum annual sales revenue of $50,000
Business Platinum Visa Card
The Business Custom Capital Business Platinum Visa card is an essential tool that helps you meet your business’ spending needs. With credit up to $50,000 and no annual fee, you’ll have a convenient way to pay for everyday business expenses.
Benefits behind the Card:
- No opening fee, no annual fee
- No collateral required
- Up to five cards per business account ; credit limits may be set per card
- Billing options include cardholder billing and consolidated billing (with a minimum of 4 cards per account)
- Automatic payment
- BusinessMiles Rewards® program counts every dollar spent using the card as points that can be redeemed for travel, merchandise and gift certificates
- Free management reports via Visa® Online
- Travel Accident Insurance
Business Platinum Card Qualifications:
- Minimum annual sales revenue of $35,000
Minimum Qualifications for both products:
- A satisfactory business and personal credit history
- No bankruptcies in the last 10 years
- A profitable business with sufficient cash flow to meet both your new and current financial obligations
Additional Commercial Credit Solutions
- Commercial Letter of Credit
- Commercial Credit Cards
- Overdraft Protection
- Special programs are also available to the medical community in meeting the financing requirements of the practice, the physicians, and the staff.
Meet with a Signature Bank Relationship Manager today to discuss other Signature solutions which are just for you and your business.
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