Privacy Statement

Rev. 11/2010
FACTS	WHAT DOES SIGNATURE BANK OF GEORGIA DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number
Account balances
Payment history
Transaction history
Overdraft history
Wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Signature Bank of Georgia chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Signature Bank of Georgia share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	No	We don't share
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes— information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes— information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?

Call 404-256-7700 or go to www.signaturebankga.com

What we do
How does Signature Bank of Georgia protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Signature Bank of Georgia collect my personal information?	We collect your personal information, for example, when you Open an account Apply for a loan Make deposits or withdrawals from your account Give us yoru contact information Show your driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Signature Bank of Georgia has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Signature Bank of Georgia does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Signature Bank of Georgia doesn't jointly market.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

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	Home l Privacy Statement l Terms of Use l USA PATRIOT Act Notice l Contact Us Signature Bank of Georgia is insured by the Federal Deposit Insurance Corporation (FDIC). That means that the FDIC insures Signature Bank of Georgia deposits up to the maximum limits allowed by law. To calculate your FDIC insurance coverage for deposits, click here to use the FDIC's Electronic Deposit Insurance Estimator (EDIE). If you believe that some of our deposits at Signature Bank of Georgia are not fully insured, it may be possible to restructure your accounts to bring your deposits into insurance coverage. As always, see your banker with any questions or concerns.
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