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From January 1 through June 11, 2020, the Federal Trade Commission (FTC) reported more than 91,808 COVID-19-related reports of fraud, scam, and suspicious behavior, totaling $59.27 million. Many of these reports involve online shopping for products that never arrive, while others include travel and vacation refunds and cancellations, but there have already been numerous other … read more

Remember what it was like to live during “precedented” times? The COVID-19 pandemic has impacted the entire world financially, forced us all to think on our feet and innovate creative solutions to problems we never even anticipated.  Never before have sturdy relationships between small businesses and their banking partners been so important. The COVID-19 crisis … read more

A great article by the FDIC: Is Digital Banking for Me? Check out the full article on the FDIC website.

COVID-19 has thrown the economy into a tailspin. Many people have been laid off, furloughed, or are working fewer hours. And as wages dry up, bills can pile up. Here is a great article from the FTC on how to manage your bills during COVID-19.

If you find yourself with extra savings or an increase in income each month, choosing to use it to pay off your debt is always a good idea. By paying off loans early, you can not only save money, but you’ll also be in a lot better shape financially. We’ve rounded up some of the … read more

Do you want to learn how to make your money grow? Do you feel that saving money in the bank is not gaining any traction as far as your wealth management efforts go? There are many reasons why saving money is not enough. This doesn’t mean that making bank deposits is no good. But if … read more

As Jerry Seinfeld might have said had he joked about financial instruments, “What’s the deal with multiple savings accounts?” If the goal is to save, why do you have to stash money in so many accounts that you forget where you put it? Well, we’re exaggerating there for effect. The reality is you don’t have … read more

Are you ready to begin your journey of becoming a successful business owner? Forming a limited liability company, or LLC, is one of the smartest decisions you can make. Not only will you be legal in the state you live in, you’ll also be protecting your personal assets with several tax advantages. Read on to … read more

Your business is starting up, and you’ve found that one of the largest roadblocks is finding funding. Now you’re wondering if getting a personal loan for business is the right thing to do. There are just as many pros as cons to getting a personal loan. Read on to find out how these pros and … read more

For most businesses, it’s feast or famine. You’re either flush with cash, or you’re counting every penny to make sure you’re in the black. Cash flow management is the one skill that business owners have to have. Do you know the number one reason why businesses close? The lack of cash flow. Managing money in … read more