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In 2018, the Federal Reserve Bank estimated that consumer loans across all commercial banks in the US were valued at over $1 trillion. Americans use loans to purchase cars, send their kids to college, consolidate their debt, and for emergency reasons. If you need access to large sums for these or any other reason, you … read more

About 35% of Americans have less than $1,000 saved for their retirement, excluding the value of their home. If you want your golden years to truly be golden, you’re going to need a lot more savings than that. To kickstart those savings, you might consider starting to invest. Investing is one way to make additional … read more

Between 2018 and 2022, nearly ten million homeowners will tap into a home equity line of credit for a financial boost. What do these people know that you don’t? Read on for everything you need to know about the amazing borrowing power you already have if you are a homeowner. Harnessing Your Home’s Value Homeowners … read more

If you have a small business, there’s no shortage of things you need to keep up with. For your banking services, you need a bank that offers reliable, helpful service that encourages your business to grow. This helpful guide will show you how to choose a bank that will enhance your small business and give … read more

Here’s a nugget of wisdom that not all business owners know… Companies with debt are 19% more likely to make it past the third year compared to those without debt. Also, these borrowers made almost 200% more profits than those with no debt within the same time frame! All these highlight how big a role … read more

Lack of knowledge about finance and accounting is a significant problem in the small business world, with 60% of small business owners feeling like they don’t know enough. Part of the issue is that business finance may not sound very exciting, but exciting or not, it’s a critical part of your business. Here are 10 … read more

You always need to be ready for the unexpected as an entrepreneur. You never know when an opportunity or a challenge might arise that could change the fate of one of your enterprises. This is one of the main reasons why credit is one of the biggest assets a skilled entrepreneur has at their disposal. … read more

There are about 28 million small businesses currently operating in the United States alone. But the most successful companies all have one thing in common: a great business credit score. Building your business’s credit score takes time, but the higher the number is, the better off you’ll be. So, why is having a great score … read more

A full 77 percent of small business owners said they use personal funds to keep their doors open. In some cases, that means drawing on savings and other accounts. For more people, it means leveraging their personal credit to get loans. Getting the right financing is crucial for any business. It’s sometimes easier to get … read more

Around 17 million Americans have taken on a personal loan in recent years. They’re often advertised as great options, with low interest rates and no collateral. That doesn’t mean everyone gets approved for a loan, though. Lenders still routinely deny applicants loans for a number of reasons. There is good news. You can increase your … read more