Finding the Right Provider: How to Choose a Merchant Service Provider

Cashier hand holding a Credit card over EDC machine or credit card terminal with calculator and glasses.

Americans are moving away from cash for purchases. In fact, up to 50 percent of people who responded to a survey stated they avoid carrying cash. When they do take cash along, 76 percent stated they have less than $50 on them. As a business owner, you need to pay attention to these statistics. It’s … read more

Paying Made Easy: How to Choose a Payroll Service for Your Business

Payroll service

A recent survey found that one in 10 small businesses spend 10 hours per month on payroll taxes alone. That’s three full work weeks a year spent just on one small aspect of payroll. Whether you are a small business or a large organization, the right payroll service can unburden you from having payroll tasks … read more

How to Use Investment Accounts to Make Money with 100 Dollars a Month

Investment accounts

Contrary to popular belief, you don’t have to be pulling in a six-figure income to start investing your money. In fact, with just one hundred dollars a month, you can begin your investment portfolio. The earlier you learn how to invest money, the greater your compounding returns later in life. This makes investments at any … read more

What is a Checking Account? A First-timers Guide to Checking Accounts

What is a checking account

If you’re starting to take on financial responsibilities, chances are you’ve been told to get a checking account. But exactly what is a checking account and why do you need one? The concept might be relatively new to you. But now that you’re taking on bills and managing your own money, it’s time to start … read more

4 Reasons Local Community Banks Are Excellent for High Income Earners

Local community banks

While many businesses start off by loaning their startup funds, this isn’t an option for many small businesses as it’s harder to meet the criteria. If you’re a high-income earner, you can relate to starting small and working hard to grow through a combination of luck, goodwill, and brave lenders. One of the reasons you … read more

SBA Loan Application Walkthrough: How to Get a Business Loan

SBA loan application

More than 80 percent of business loan applicants are rejected by their bank. Rejection has become more common in the last few years. Lenders have become less willing to extend financing to small business owners. If this story sounds familiar to you as a business owner, you might be wondering what other options you have. … read more

7 Fantastic Benefits of Banking Locally as a Small Business Owner

Banking locally

A popular slogan for small business owners is “buy local.” Without local support, it is almost impossible for start-up businesses to survive. It is the same with local community banks. Community banks are similar to credit unions. These banks are dependent upon a niche market. They are most appealing to individuals that are interested in banking … read more

5 Significant Advantages of Online Banking and How to Get Started

Advantages of online banking

About two-thirds of Americans use online banking for most transactions. Are you getting the most out of your banking? With today’s digital world, your account can be just one click away for your personal or business banking. Learn about all the fantastic options you have with online banking and how to get started utilizing all … read more

Money Management: 14 Brilliant Finance Tips for Running a Small Business

Running a small business

Every small business owner faces financial challenges, whether their business is brand new or has been in operation for decades. Financial challenges may be common, but that doesn’t make them any less stressful. If you’re currently having a hard time staying on top of your business’s finances, it’s important to re-evaluate your strategy and consider … read more