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Zero Balance Account

Maximize your gains every day – without increasing your workload

Managing finances for multiple locations is simplified with our Zero Balance Account capabilities. At the end of each day, all excess balances are consolidated into a Money Market Account. No need to initiate multiple cross-account transfers. ZBAs work in your favor automatically. Meanwhile, transactions continue to flow through separate accounts for easy functionality.


  • Perfect for companies with multiple divisions, stores, or operating units
  • Consolidate accounts to maximize gains and simplify account management
  • Balances automatically brought down to zero each day via a transfer to the master account
  • Maintain required balances for disbursements while maximizing excess balances
  • Transactions flow through separate accounts for audit purposes and functionality
  • Balances remain consolidated for funding
  • Eliminate the need for multiple manual transfers between accounts
  • Separate statements for each account
In observance of the Columbus Day, Signature Bank will be closed on Monday, October 12, 2015.