Business Lending Staff Members


Charles Hoag

Executive Vice President / Chief Administrative Officer

Charles Hoag leads the bank’s portfolio management team and manages our Special Assets portfolio, along with various administrative duties. He has 23 years of banking experience, having started his career with First Atlanta/Wachovia in 1988 soon after completing undergraduate studies at the University of Wyoming. At Wachovia, Charles held a variety of positions in Operations, Trust, Retail, and Corporate Banking. In 2002, he joined SouthTrust Bank in Atlanta, where he was a Regional Manager, responsible for a cluster of financial centers and over 100 employees. Charles joined Signature Bank in 2005.

Eva Frag

Eva Farag

Senior Vice President / Managing Director of SBA Lending Group

Eva has over 30 years of diverse experience (risk management, credit underwriting and compliance) in the financial services industry. The last four years, she has focused on helping business owners throughout metro Atlanta and Georgia obtain financing through the various SBA Lending programs. Farag holds a Bachelor of Science in Accounting and Auditing.  Her affinity toward government guaranteed lending coupled with her level of knowledge and business development acumen, makes her a valued team member with an insightful ability to assist her clients with a variety of lending solutions.

Nicole Klein

Senior Vice President / Managing Director of Private Banking

Nicole Klein has been in the banking industry for 25 years with the last 15 concentrated in private client and commercial banking roles. Having spent the first 10 years of her career in retail banking, Klein has developed a strong following among her clients in the Private Banking sector.  She directs the relationship management associated with the Private Banking Group and focuses on the unique needs of the client including loans, deposits and cash management services.


David Perlis

Senior Vice President / Managing Director of Retail / Treasury Services Officer

David Perlis serves as the Bank’s Managing Director of Retail Banking and Treasury Services Officer.  David manages the day to day operations of the financial center, business development efforts and the sales and services responsibilities.  He also works with the Bank’s business clients in handcrafting the ideal banking relationship for their company and it’s key players as well.  With over 28 years of banking experience in Metro Atlanta, David is able to craft and manage banking relationships designed with carefully selected loan, deposit, & cash management products for a clients in a wide variety of industries. Because of Signature Bank’s use of some of the best banking technology available to Community Banks, David is able to offer a completely stress-free and enjoyable Banking experience.

David earned a BA in Economics from the University of Georgia and joined Signature Bank in 2005.


Mary Ladd

Vice President / Senior Commercial Client Support Manager

With over 34 years of banking experience, Mary has been with the bank since 2005.  She gained extensive experience by working in Loan Operations, Accounting and Deposit Operations and most recently Residential Construction Banking.  She currently provides support for Commercial, Private and Residential Construction lending.  Her role involves all phases of the loan process including moving loans from prospect identification through post-closing follow-up.  Mary is also currently a 2017 Leadership Sandy Springs member and is heavily involved in volunteer efforts in the Sandy Springs community.

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