Personal Deposit Interest Rates

Interest Rate
APY
Minimum Balance to Open Account
*182- 364 Day CD/IRA
Interest Rate

.61%

APY

.61%

Minimum Balance to Open Account

$1,000

*12-17 months CD/IRA
Interest Rate

.99%

APY

.99%

Minimum Balance to Open Account

$1,000

*18-23 months CD/IRA
Interest Rate

1.24%

APY

1.25%

Minimum Balance to Open Account

$1,000

*24-29 months CD/IRA
Interest Rate

1.43%

APY

1.44%

Minimum Balance to Open Account

$1,000

*30-35 months CD/IRA
Interest Rate

1.49%

APY

1.50%

Minimum Balance to Open Account

$1,000

C.D. Special - 36 Months (Disclosure Below)
Interest Rate

2.98%

APY

3.00%

Minimum Balance to Open Account

$1,000

*36-47 months CD/IRA
Interest Rate

1.55%

APY

1.56%

Minimum Balance to Open Account

$1,000

*48-59 months CD/IRA
Interest Rate

1.75%

APY

1.76%

Minimum Balance to Open Account

$1,000

*5 year CD/IRA
Interest Rate

1.89%

APY

1.91%

Minimum Balance to Open Account

$1,000

Personal Plus Checking - Tier 1 - $2,000 - $24,999.99
Interest Rate

.16%

APY

.16%

Minimum Balance to Open Account

$100

Personal Plus Checking - Tier 2 - Greater than $25,000
Interest Rate

.21%

APY

.21%

Minimum Balance to Open Account

$100

High Performance - $2,500.00 - $24,999.99
Interest Rate

1.01%

APY

1.01%

Minimum Balance to Open Account

$100

High Performance - $25,000.00 - $199,999.99
Interest Rate

1.25%

APY

1.26%

Minimum Balance to Open Account

$100

High Performance - $200,000.00 or greater
Interest Rate

1.50%

APY

1.51%

Minimum Balance to Open Account

$100

Savings
Interest Rate

.20%

APY

.20%

Minimum Balance to Open Account

$100

Savings IRA
Interest Rate

.35%

APY

.35%

Minimum Balance to Open Account

$100

Money Market - Tier 1 - $1,000.00 - $24,999.99
Interest Rate

.38%

APY

.38%

Minimum Balance to Open Account

$1,000

Money Market - Tier 2 - $25,000 - $99,999.99
Interest Rate

.41%

APY

.41%

Minimum Balance to Open Account

$1,000

Money Market - Tier 3 - $100,000.00 - $199,999.99
Interest Rate

.51%

APY

.51%

Minimum Balance to Open Account

$1,000

Money Market - Tier 4 - $200,000.00 or greater
Interest Rate

.76%

APY

.76%

Minimum Balance to Open Account

$1,000

Deposit Interest Rates are accurate as of 10/1/18. Rates are subject to change without notice.

*APY refers to Annual Percentage Yield based on simple interest.
*APR refers to Annual Percentage Rate based on simple interest.
*A penalty may be imposed for early withdrawal.
*Fees could reduce earnings.

C.D. Special Disclosure: APY – Annual Percentage Yield. APY assumes principal and interest remain on deposit until maturity.  Rate is 2.98% with 3.00% APY.  Interest is compounded daily and will be paid and credited to the balance quarterly. Minimum deposit for the Certificate of Deposit is $1,000 and must be new money to the Bank.  A penalty will be imposed for early withdrawal.  Offer is not available for public funds or other financial institutions.  The CD will automatically renew at maturity at the Bank’s regularly published 36-Month rate.  This limited time offer is effective October 19, 2018.  Terms and conditions are subject to change at any time based on the discretion of management.

Deposit Account Disclosure

Call 404-256-7700 for Current Rate information

Personal Deposit Interest Rates, Personal Deposit Interest Rates
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