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Citrix ShareFile is the easiest way to share with one person or a hundred. Citrix ShareFile stores your files in secure, SSAE 16 audited datacenters.

Just click on the appropriate button below: enter an email address and upload your file.

Disclaimer

You are leaving the Signature Bank website. Signature Bank is not responsible for and has no control over the subject matter, content, information or graphics when viewing links attached to Signature Bank’s website.

Disclaimer

You are leaving the Signature Bank website. Signature Bank is not responsible for and has no control over the subject matter, content, information or graphics when viewing links attached to Signature Bank’s website.

Continue

Disclaimer

You are leaving the Signature Bank website. Signature Bank is not responsible for and has no control over the subject matter, content, information or graphics when viewing links attached to Signature Bank’s website.

Continue

Disclaimer

You are leaving the Signature Bank website. Signature Bank is not responsible for and has no control over the subject matter, content, information or graphics when viewing links attached to Signature Bank’s website.

Continue

Disclaimer

You are leaving the Signature Bank website. Signature Bank is not responsible for and has no control over the subject matter, content, information or graphics when viewing links attached to Signature Bank’s website.

Continue

Home Equity Lines of Credit

It’s Our Anniversary But You’re Getting The Gift

Make the most of our Home Equity Line of Credit, now at a great rate of only 1.99% APR or 2.99% APR for a limited time.* Apply online for a same-day decision.

The choice of how to use your HELOC will depend on your personal situation and preference. A HELOC offers greater flexibility, and easy access to funds on an ongoing basis with different rate options available.

Signature Bank has the options and expertise to help guide you through your decision. All you have to do is ask.

Picture of couple doing renovations to home.

Summary of Benefits:

  • Introductory low rates for a wide range of ongoing expenses*:
    • Home improvements
    • Medical expenses
    • Renovation projects
    • College education
    • Personal business start-ups
    • And more!
  • Utilize up to 90% of the equity in your home as collateral backing
  • Accommodating terms, customized according to your unique needs
    • 10-year borrowing period
    • Interest only and standard payment options available
  • Direct, anytime access to funds without reapplying
  • Revolving credit – when you repay, your limit is replenished for future borrowing
  • Only pay interest on the part that’s used
  • The interest paid might be tax deductible*
  • Quick approval process; local decision-making and processing
  • Personalized Banking  – attentive, expert service from beginning to end

*INTRODUCTORY RATE: 6 MONTH FIXED RATE-For the first six (6) months after the line of credit is opened, the monthly Periodic Rate for new transactions will be based on an Annual Percentage Rate (APR) of 1.99%. Beginning with your seventh (7th) month the Periodic Rate and the corresponding APR for all transactions and balances will be based upon your contracted rate. 12 MONTH FIXED RATE- For the first twelve (12) months, the monthly Periodic Rate for new transactions will be based on an Annual Percentage Rate (APR) of 2.99%. Beginning with your thirteenth (13th) month the Periodic Rate and the corresponding APR for all transactions and balances will be based upon your contracted rate. The contracted rate will be a variable rate based upon The Wall Street Journal prime rate, which was 3.25% as of 3/17/2015, but your rate will never be more than 18% or less than 3.25%. Your APR will be based on several factors, including your credit history, loan to value ratio, property type, and lien status. Non-discounted APRs as of 3/17/2015 ranged from 3.25% – 4.25% APR. The Introductory Rate will be discontinued for payment default on the first day of the billing cycle following the sixty-first (61st) day of delinquency. No other discounts apply to the Introductory Rate. OTHER COSTS OR FEES: Closing costs are estimated to range from $100 to $1,500. Signature Bank of Georgia (SBG) will pay up to $1,000 of closing costs. If you terminate your line of credit within 30 months from the account opening date, third party closing costs paid by SBG will be reimbursable to SBG by you. Other fees could include a late fee of 5% and a returned check charge of $10. OTHER REQUIREMENTS: To obtain a Home Equity Line of Credit, (Line), A) you must be a resident of the State of Georgia, B) you must provide an enforceable first or second lien on your primary residence (single family dwelling) located within the state of Georgia, C) your equity interest in that residence must be at least $10,000, D) at the time of account opening, the ratio of all debt secured by the residence (including any Line you obtain from us) to the fair market value of that residence must not exceed 80%, 90% for borrowers with credit scores greater than 699, and E) the combined debt secured by the residence (including any Line you obtain from us) cannot exceed $500,000. Account is subject to a 10-year draw period. A minimum draw of $10,000 is required. The line amount cannot be greater than $100,000 unless secured by first lien. Property insurance is required, including flood insurance if applicable. Consult your tax advisor about the deductibility of interest and other costs. All lines are subject to credit approval. All terms are subject to change. Other legal requirements must be met. This offer is not available for existing SBG loans. MONTHLY PAYMENTS: During the draw period your minimum monthly payment will be the amount of accrued finance charges on the last day of the billing cycle, plus any amount past due and any fees and charges that are due. If you pay the minimum payment due each month, this will result in an outstanding balance (balloon payment) at maturity. Finance charges begin to accrue immediately when funds are advanced by SBG upon your request.
Limited time offer.

Equal Housing Lender. The bank makes loans and extends credit without regard to race, color, religion, national origin, sex, handicap, or family status.

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